Health Insurance Plans
Comprehensive medical coverage designed to protect you and your family's well-being
Our Health Coverage
We offer a range of health insurance plans designed to fit different lifestyles and budgets. Whether you're an individual, a growing family, or approaching retirement, we have coverage options that adapt to your changing health needs.
From routine check-ups to unexpected medical needs, you'll have access to quality healthcare through our extensive network of providers nationwide. Beyond basic medical coverage, our plans include wellness programs, telehealth services, and health management tools to keep you and your loved ones healthy throughout life.
What's Covered
Preventive Care
Annual check-ups, vaccinations, screenings, and wellness visits at no extra cost.
Emergency Services
24/7 emergency room care and urgent care services whenever you need them.
Prescription Drugs
Coverage for generic and brand-name medications at affordable copays.
Specialist Care
Access to a network of specialists for expert medical consultations.
Hospital Care
Inpatient and outpatient hospital services including surgeries and procedures.
Mental Health
Mental health and substance abuse services including therapy and counseling.
Lab & Imaging
Diagnostic tests, X-rays, MRIs, and other imaging services.
Telehealth
Virtual doctor visits from the comfort of your home via phone or video.
Choose Your Plan
Select the coverage level that best fits your needs and budget
Essential
Basic coverage for individuals
- Preventive care covered 100%
- Emergency services
- Prescription drug coverage
- Primary care visits
- Basic lab work
Preferred
Comprehensive family coverage
- Everything in Essential
- Specialist visits
- Advanced imaging
- Mental health services
- Telehealth included
- Dental & vision options
Premium
Maximum protection & flexibility
- Everything in Preferred
- Lowest copays & deductibles
- Worldwide coverage
- Alternative therapies
- Wellness programs
- 24/7 nurse line
Additional Benefits
Wellness Programs
Access to fitness discounts, nutrition counseling, and health coaching to help you stay healthy.
Health Resources
Online health library, symptom checker, and personalized health information at your fingertips.
Care Coordination
Dedicated support to help you navigate your care and coordinate between providers.
Prescription Savings
Mail-order pharmacy options and generic drug programs to help you save on medications.
Frequently Asked Questions
What is covered under preventive care?
Preventive care includes annual physical exams, immunizations, cancer screenings, prenatal care, and wellness visits. These services are covered at 100% with no copay when you visit an in-network provider.
Can I keep my current doctor?
You can use any licensed healthcare provider, but you'll save the most by choosing doctors and hospitals in our network. Use our online provider directory to check if your current doctor is in-network.
What is a deductible?
A deductible is the amount you pay for covered healthcare services before your insurance plan starts to pay. For example, with a $1,000 deductible, you pay the first $1,000 of covered services yourself.
Are prescription drugs covered?
Yes, all our plans include prescription drug coverage. You'll pay different copays depending on whether the drug is generic, preferred brand, or non-preferred brand. Mail-order options are available for maintenance medications.
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